* {margin: 0; padding: 0;}
body {background-color: #F2EEDE; color: #303E4E; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; font-weight: normal; line-height: 14px;}
p {padding-bottom: 14px;}

a:link {color: #385271; text-decoration: underline;}
a:visited {color: #385271; text-decoration: underline;}
a:hover {color: #93AAD0; text-decoration: none;}
a:active {color: #93AAD0; text-decoration: none;}

#capsule {width: 654px; margin: 20px auto;}
#header {border-bottom: 2px solid #FFF;}
#left_col {width: 154px; background-color: #385271; border-right: 2px solid #FFF;}
#nav {width: 154px; background-color: #385271;}
#left_col_content {width: 119px; padding: 26px 17px 0px 20px; color: #FFF;}
#left_col_content a:link {color: #FFFFFF; text-decoration: underline;}
#left_col_content a:visited {color: #FFFFFF; text-decoration: underline;}
#left_col_content a:hover {color: #E3E6E8; text-decoration: none;}
#left_col_content a:active {color: #E3E6E8; text-decoration: none;}
#left_col_content2 {width: 119px; padding: 26px 17px 26px 20px; color: #FFF;}
#left_col_content2 a:link {color: #FFFFFF; text-decoration: underline;}
#left_col_content2 a:visited {color: #FFFFFF; text-decoration: underline;}
#left_col_content2 a:hover {color: #E3E6E8; text-decoration: none;}
#left_col_content2 a:active {color: #E3E6E8; text-decoration: none;}
#home_quotes {width: 302px; height: 130px; border-bottom: 1px solid #FFF; background-color: #C5BD9F; background-image: url(../images/quote_bg_home.jpg); background-repeat: no-repeat; padding-left: 10px; padding-top: 28px;}
#inner_quotes {width: 474px; height: 130px; border-bottom: 1px solid #FFF; background-color: #C5BD9F; background-image: url(../images/quote_bg_inner.jpg); background-repeat: no-repeat; padding-left: 10px; padding-top: 28px;}
#home_purchase_area {width: 312px; height: 94px; border-bottom: 1px solid #FFF; background-color: #E3E6E8;}
#home_book {width: 172px; border-bottom: 1px solid #FFF;}
#content_area {width: 424px; background-color: #FFFFFF; padding: 30px;}
#footer {width: 654px; margin: 40px 0; text-align: center; line-height: 24px;}
#footer a:link {color: #385271; text-decoration: none;}
#footer a:visited {color: #385271; text-decoration: none;}
#footer a:hover {color: #93AAD0; text-decoration: underline;}
#footer a:active {color: #93AAD0; text-decoration: underline;}

#sub_nav {width: 120px; visibility: hidden; margin-left: 0px; background-color: #385271; border: 1px solid #fff;  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; text-align: center;}
#sub_nav a {display: block; padding: 4px;}
#sub_nav a:link {color: #fff; background-color: #385271; text-decoration: none;}
#sub_nav a:visited {color: #fff; background-color: #385271; text-decoration: none;}
#sub_nav a:hover {color: #385271; background-color: #fff; text-decoration: none;}
#sub_nav a:active {color: #385271; background-color: #fff; text-decoration: none;}

.titles {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 16px; color: #304660; font-weight: 600;}
.titles_sub {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; color: #304660; font-weight: 600;}
.forms {width: 115px; font-size: 9px; color:#333;}
.forms_inner {width: 115px; font-size: 9px; color:#333; margin-top: 14px;}
.shadow_left {background-image: url(../images/shadow_left_7px.gif); background-repeat: repeat-y;}
.shadow_right {background-image: url(../images/shadow_right_7px.gif); background-repeat: repeat-y;}

.left_col_fake {width: 156px; background-color: #385271; background-image: url(../images/bg_left_col.gif); background-repeat: repeat-y;}

.toc_chp_main {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; text-transform:uppercase;}

.preparer_padd {padding-bottom: 20px;}
.quote {font-size: 18px; line-height: 24px; color:#385271;}
.quote_byline {font-size: 12px; line-height: 28px; color:#385271; text-align: right;}